FEATURES OF MEDICLAIM POLICY:

Health insurance takes care of your medical expenses and ensures that out-of-pocket expenses are curtailed up to the Sum insured.

Bharat Infinity Suraksha has special tie ups with insurance companies for Individuals, their families and company employees.. (Under Group Health Policy)

A health insurance policy ensures that you can avail cashless treatment at a network hospital, typically covering 30 days and 60 days pre and post hospitalization, respectively, in most of the Health Insurance plans.

Benefits of Health Insurance

Health Coverage

• Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization.
• Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
• Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical emergency.
• Tax Rebate: Annual premium paid for health coverage is subject to tax exemption under Section 80D of the ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.
• Other Benefits: As an innovative feature, OPD expenses are now covered under a few insurer plans and don’t require hospitalization for a minimum of 24 hours for claim reimbursement. Standalone OPD plans are also available in the market.

Key Points

• Sum Insured Amount
• Policy premium to be paid to avail the coverage benefits
• List of network hospitals
• Sub-limits (if any) and Waiting Period (for PEDs)
• Co-payment clause

At Bharat Infinity Suraksha

We understand that health is wealth. Our comprehensive health insurance solutions protect you and your loved ones from rising medical costs.

Our Health Protection Suite

• Family Floater Plans up to ₹1 Crore
• Individual Health Plans from ₹5 Lakhs
• Critical Illness Coverage
• Senior Citizen Specialized Plans
• Maternity Coverage
• Group Health Solutions

Why Choose Health Plans?

• Cashless treatment at 7000+ hospitals
• No medical tests up to 45 years*
• Pre-existing disease coverage from day 1*
• Alternative treatment (AYUSH) coverage
• Free health checkups
• Lifelong renewability

Special Features

• 30-minute claim processing
• WhatsApp claims assistance
• Digital health cards
• Teleconsultation with top doctors
• Preventive healthcare rewards
• COVID-19 coverage

Additional Benefits

• Tax benefits under Section 80D
• No claim bonus up to 100%
• Air ambulance coverage
• Daily hospital cash
• Organ donor expenses
• Home healthcare coverage

Simple 3-Step Process

1. Choose your plan online
2. Digital documentation
3. Instant policy issuance

*Terms and conditions apply